Commercial Insurance

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Whether you’re a small business owner or a C-suite executive, we at Versured know how important commercial insurance is for your business. Our PolicyBuilder personalizes insurance quotes for your business needs, no matter the size or type of your organization.

What is commercial insurance?

Commercial insurance is coverage for businesses and corporations. It usually covers the business, its employees, and ownership. Commercial insurance can cover your business from expensive risks like lawsuits, injuries, theft, and property damage. Versured helps you figure out what kinds of coverage you need based on your business type, organization size, and needs.

Is commercial insurance required?

Is commercial insurance required?

Workers compensation (also called workers comp) is required in all states for businesses that have more than a few employees, except in the state of Texas. Most states require some form of general liability coverage as well, which is why Versured is here to help you easily navigate this complicated landscape.

How does general liability work?

General liability can over many situations, including these:

Third-party bodily injury: If a customer gets hurt after slipping and falling in your store, they can sue your business. Your insurance policy includes bodily injury liability coverage, so it can help pay for their medical bills.
Third-party property damage: If you or your employees work at a client’s house, your business faces a risk of causing property damage. Property damage liability coverage can help cover repair or replacement costs if your business damages someone else’s belongings.
Reputational harm: Someone can sue your business for libel or slander because of something you or your employees said. If this happens, general liability insurance can help cover your legal costs to defend your business.
Advertising injury: Your business can get sued for copyright infringement. For example, a photographer can sue you if you use their photo in your ads without permission.

Who is commercial insurance for?

If you own a business, commercial insurance is for you:

Artisan contractors
Artisan contractors
Landscapers
Landscapers
HVAC professionals
HVAC professionals
Restaurants
Restaurants
Corporations
Corporations
Small businesses owners
Small businesses owners

We work with only the best partners in the insurance industry.

AmTrustAmTrust
CNACNA
The HartfordThe Hartford
HiscoxHiscox
NationwideNationwide
TravelersTravelers
Liberty MutualLiberty Mutual
Berkshire HathawayBerkshire Hathaway

Why should I buy online with Versured?

Purchasing insurance online is just about as convenient as you can get. Gone are the days when the only time you could get insurance was between 9 AM and 5 PM. You save a lot of time when you let Versured bring you the best of both worlds—technology and insurance—into one great service: insurtech.

Insurtech combines convenience with the peace of mind that comes with having a licensed, experienced insurance agent review your needs. Versured's agents determine your liability exposure based on your individual case, because no two insurance customers are the same.

What does Versured offer their clients?

We provide standard and comprehensive policies that give you peace-of-mind. With the proper homeowners insurance policy, we can guarantee that damages to your home from a covered event will be fixed, and your belongings will be replaced.

We want to answer all of your questions and make sure that you stay educated on all things insurance. If you have any more questions, chat with us now.

At Versured, we are about the needs of our clients. We partner with the best firms to ensure that you are well taken care of. Getting you the right coverage is our highest priority.

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