Commercial Insurance
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What is commercial insurance?
Commercial insurance is coverage for businesses and corporations. It usually covers the business, its employees, and ownership. Commercial insurance can cover your business from expensive risks like lawsuits, injuries, theft, and property damage. Versured helps you figure out what kinds of coverage you need based on your business type, organization size, and needs.

Is commercial insurance required?
Workers compensation (also called workers comp) is required in all states for businesses that have more than a few employees, except in the state of Texas. Most states require some form of general liability coverage as well, which is why Versured is here to help you easily navigate this complicated landscape.
What does commercial insurance cover?
Here are some of the most common types of commercial coverage:
General Liability
Protects your business from claims of third party injury or property damage and more.
Workers Compensation
Covers an employee's lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease.
Business Owners Policy
Packages together elements from General Liability, Commercial Property, and Business Interruption insurance.
Professional Liability
Defends against claims of negligence and financial loss arising, from mistaken service (errors and omissions).
Commercial Auto
Provides coverage such as liability, collision, comprehensive, medical payments, and uninsured motorist coverage.
Cyber Liability
Pays extortion costs for stolen information, the value of lost business data, and lost income from a digital disruption.
Special Events
Offers coverage event cancellation, vendor breach of contract, injury to guests, and damages to the location.
How does general liability work?
General liability can over many situations, including these:
Who is commercial insurance for?
If you own a business, commercial insurance is for you:
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Why should I buy online with Versured?
Purchasing insurance online is just about as convenient as you can get. Gone are the days when the only time you could get insurance was between 9 AM and 5 PM. You save a lot of time when you let Versured bring you the best of both worlds—technology and insurance—into one great service: insurtech.
Insurtech combines convenience with the peace of mind that comes with having a licensed, experienced insurance agent review your needs. Versured's agents determine your liability exposure based on your individual case, because no two insurance customers are the same.
What does Versured offer their clients?
We provide standard and comprehensive policies that give you peace-of-mind. With the proper homeowners insurance policy, we can guarantee that damages to your home from a covered event will be fixed, and your belongings will be replaced.
We want to answer all of your questions and make sure that you stay educated on all things insurance. If you have any more questions, chat with us now.
At Versured, we are about the needs of our clients. We partner with the best firms to ensure that you are well taken care of. Getting you the right coverage is our highest priority.